InsightPulse for home-based care

Home Care 360

AI-native growth, staffing and quality intelligence for home health, hospice, personal care and private-duty nursing. Every patient, caregiver, branch and county gets a 360 view, benchmarked against the CMS-certified agencies around it. Every morning the AI says which referral you are about to lose, which visit has no caregiver, and what to do about it.

$21.8M Referrals lost for staff
2,403 Open visits, 14 days
115K AI insights
3,575 CMS agencies benchmarked

Figures from Northwind Home Care, a fictional operator in the Home Care 360 demo build (synthetic patients and caregivers, snapshot 30 September 2026). Competitors are public CMS Care Compare data. Not a customer result.

Home Care 360 — Morning Brief 06:00 READY
DATA CONTRACTS — NIGHTLY REFRESH Referrals, EHR episodes, scheduling & EVV, HR, claims and CMS Care Compare read from the lakehouse · 217 read-only data contracts
AGENCY — AS OF SEP 2026 150 branches · 4,220 patients in care · net revenue TTM $166.0M · operating margin 14.7%
Patient 360 Caregiver 360 Branch 360 CMS Care Compare Nightly AI
ALERT — REFERRALS LOST FOR STAFF 88% confidence Northwind Hospice — Bexar South: 47 referrals declined for no staff, $535K TTM. Hire 2 RNs to recapture about $272K a year.
STAFFING COPILOT — NEXT 14 DAYS 2,403 open visits · ranked caregivers for 2,238 · best match on average 17.2 minutes away
CAREGIVER RETENTION 26 caregivers at high 90-day leaving risk, 527 medium · drivers: early tenure, call-outs up, hours cut
STAR RATINGS VS CMS AGENCIES Patient-survey star 2.95★ vs 3.23★ for CMS agencies in our counties · quality star behind in 31 of 52 counties
REVENUE CYCLE 494 pending claims at high denial risk ($1.2M) · 543 authorizations expire within 14 days

Demand is not the constraint. Caregivers are.

Hospitals and physicians keep referring. Agencies turn the referral away because no nurse or aide is free to start care, then lose the caregivers they have to burnout and long drives. Meanwhile CMS publishes every competitor's star rating, payers deny claims that could have been fixed before they dropped, and hospice stays drift past six months. The data for all of it sits in five systems. Home Care 360 joins it on your lakehouse and turns it into ranked, explained actions.

Data stays in your lakehouse Explained AI insights Nine linked 360s Benchmarked on CMS data Briefs for five roles
Referrals turned away for lack of staff

Intake declines the referral because no RN or aide can start care this week. Nobody counts what that cost, or which hire would have prevented it.

Caregivers leave in their first months

Aides turn over fastest. The warning signs — call-outs rising, hours cut, long drives, pay below the branch median — are in the schedule and payroll, but nobody reads them in time.

Star ratings, side by side with every competitor

Referral sources and families compare agencies on CMS Care Compare. Few agencies know, county by county, which measures put them behind.

Denials found after the claim drops

Eligibility, coding, face-to-face and EVV denials are mostly preventable — if someone checks before submission. Authorizations expire or run out while visits continue.

Hospice stays nobody is watching

Half of patients stay a few weeks; a long tail stays past 180 days, where recertification, cap exposure and live discharges concentrate.

Five systems, no single answer

EHR, scheduling and EVV, HR, claims and public CMS files each answer one question. None tells a branch director at 7 a.m. which three things to fix today.

Six value levers, each with a number

What the AI layer found in the 150-branch demo agency. The largest single leak is growth turned away for want of a caregiver.

Lost referrals
$21.8M of referrals declined for no staff

3,044 referrals in twelve months, priced at the expected revenue for their service line and payer. The app turns them into 587 hires by branch and discipline, recapturing about $13.1M a year at a 60% recapture rate.

ReferralsDecline reasonsHiring plan
Staffing copilot
2,403 open visits, 2,238 with ranked matches

Every visit in the next 14 days without a caregiver gets up to five candidates, scored on drive time, continuity with the patient, weekly hours and overtime, and reliability. Look-ahead fill rate: 91.5%.

ScheduleAvailabilityContinuity
Retention
53% aide turnover; 553 caregivers flagged

Every active caregiver scored for leaving in the next 90 days: 26 high and 527 medium risk, with the drivers and a specific action. Expected replacement cost in 90 days: $1.27M.

Payroll hoursCall-outsTenure & pay
Star ratings
Behind CMS agencies in 31 of 52 counties

Quality star 3.26 vs 3.24 for the CMS agencies in the same counties, but patient-survey star 2.95 vs 3.23. The gap is specific: 54.6% of patients rate the agency 9 or 10, against 84.4% for county competitors.

CMS Care CompareHHCAHPSBranch quality
Revenue cycle
$13.8M denied; $8.4M classed preventable

Denial rate 9.3% and $11.0M open A/R. 494 pending claims are at high denial risk today, each with the likely reason and the fix; 543 authorizations expire within 14 days.

ClaimsAuthorizationsEVV
Hospice
359 hospice patients past 180 days

Average stay 73 days, median 25, live discharges 16.1%. Every active hospice patient is scored for a stay past 180 days and a live discharge, for review at the interdisciplinary group meeting.

AdmissionsLevel of careDiagnosis

All agency figures come from the Home Care 360 demo build: Northwind Home Care, a fictional operator with synthetic patients, caregivers, visits and claims, snapshot 30 September 2026, twelve months to September. Competitor figures are public CMS Care Compare data. Scores and dollar values are the demo build's estimates, not a customer result.

Every AI insight shows its working

An insight is not a chart. It is a sentence a branch director can act on, with the benchmark, the evidence, the confidence, the action and the dollar value beside it.

Anatomy of an insight
Six parts, so a branch director and a CFO read the same thing
RiskHighNorthwind Hospice — Bexar South
147 referrals declined for no staff in 12 months — $535K of revenue
2Drivers: mostly RN (40 of 47); branch caregiver turnover 59% vs 42% for the agency
388% confidence · source: the agency's own referral records
4Evidence: the lost-referral row — 47 declined, $534,819 expected revenue
5What changed: 26 referrals in September, 6 declined for no staff
6Action: hire 2 RNs — $272K a year = $454K lost × 60% recapture
  1. 1Finding. One plain sentence with the number in it.
  2. 2Drivers. Why it is happening, in the operator's words, against a benchmark.
  3. 3Confidence and source. How sure the AI is, and whether the fact comes from your book or from public CMS data.
  4. 4Evidence. The table, keys and values behind the claim, one click away.
  5. 5What changed. Month-over-month movement, so you see trend, not just level.
  6. 6Action, owner and dollars. What to do, and the formula behind the value, so finance can audit it.

Composite of the Branch 360 for one demo branch: the insight card, its alert, what changed and the recommended action, as the demo build wrote them. Names are synthetic.

Branch 360 for a demo hospice branch, AI insights tab: lost-referral risk insight with 88% confidence, referral conversion, caregiver turnover, summary and hospice length of stay insights, three alerts and what changed month over month
Branch 360, AI insights tab. Five insights with severity, confidence and evidence; alerts routed to the owner; what changed this month. Synthetic demo data.
Recommended actions for the branch: hire 2 RN ($272K a year), hire 1 HHA ($48K), two-hour intake decisions ($43K), eligibility re-verification ($31K) and missed-visit reduction, each with its rationale and formula
Recommended actions. Every action carries its formula, an annual or one-time basis, a confidence and the status proposed — a person decides. 56,749 actions across the demo agency.

Nine linked 360s on one data model

A lost referral, the caregiver who was not available and the CMS agencies in the same county are one click apart, because they live on one model with one definition per metric.

The Home Care 360 data model
Nine entities, an aggregate layer and an AI layer — counts from the demo warehouse (36 months)
refershaspaysscheduled asstaffsemploysserved bylocated incompetes inReferral source1,43392,954 referralsPatient61,74467,509 admissionsEpisode185,018182,094 claimsPayer1654,233 authorizationsBranch1504 service lines · P&LCaregiver6,5902,956 active todayVisit2.31MEVV · 2,403 openCounty52real FIPS, 12 statesCompetitor (CMS)3,57584,075 measure valuesAggregates15 platinum tables:one definition per metricAI layeron every entity, nightly115,241insights2,911open alerts43,292predictions112,062copilot matches56,749proposed actions4,099what-changed155morning briefs
Referral source · 1,433hospitals, physician practices, SNFs, ALFs · 92,954 referrals→ refers patients
Patient · 61,74467,509 admissions · birth year and county only→ served by a branch; has episodes
Episode · 185,018PDGM 30-day or hospice benefit periods · 182,094 claims→ scheduled as visits
Payer · 16Medicare, Medicare Advantage, Medicaid, commercial, VA · 54,233 authorizations→ pays episodes
Visit · 2.31Mscheduled, completed, missed, open · EVV
Caregiver · 6,590RN to aide · 2,956 active · hours, availability, retention→ staffs visits
Branch · 150home health, hospice, personal care, pediatric PDN · P&L→ employs caregivers; located in a county
County · 52real FIPS geography in 12 states
Competitor (CMS) · 3,575real CMS-certified agencies and hospices · 84,075 measure values→ competes in a county
AI layer on every entityRebuilt nightly in the warehouse
115,241 insights2,911 open alerts43,292 predictions112,062 copilot matches56,749 proposed actions4,099 what-changed155 morning briefs
Internal data (synthetic in the demo)CMS public data and real county geographyAI layer

Blue = internal data, synthetic in the demo (patients carry birth year and county only — no date of birth, address or Medicare number). Green = public CMS Care Compare provider data and real county geography. Every entity's 360 shows the same AI frame: insights, alerts, what changed and recommended actions.

Use cases by role

Five roles, five morning briefs written overnight from the lakehouse. Each opens with the one number that matters to that person today, then goes to the page where the work happens.

Executive
CEO, COO, CFO
“$166.0M net revenue TTM at 14.7% margin; $21.8M of referrals lost for lack of staff”
  • Growth turned away for staff, by branch and discipline, with the hiring plan
  • Stars against the CMS agencies in each county
  • Branch P&L: margin bridge, weakest branches first
Lands on: executive brief → agency home → Branch P&L
Branch director
Owns a branch's growth and margin
“47 referrals lost for no staff ($535K); 52 unstaffed visits in the next 14 days”
  • Referral funnel and the sources declining most
  • Hires that would recapture lost referrals
  • Missed visits, overtime and turnover against peer branches
Lands on: branch brief → Branch 360 → Lost referrals
Clinical manager
Quality, outcomes, hospice IDG
“ACH 14.6%, 288 patients at high hospitalization risk, LUPA 9.2%”
  • 30-day hospitalization risk with drivers and a care-plan action
  • Star-rating drivers: the measures behind the gap
  • Hospice long-stay and live-discharge risk for the IDG
Lands on: clinical brief → Hospitalization risk → Clinical quality
Scheduler / staffing coordinator
Fills the next two weeks
“2,403 open visits; 26 caregivers at high retention risk”
  • Ranked candidates for every open visit, with the reasons
  • Backups for the 238 staffed visits most likely to be missed
  • Caregivers to call this week, and overtime to rebalance
Lands on: scheduler brief → Staffing copilot → Visit 360
Revenue cycle
Billing, intake, authorizations
“Denials 9.3%, $11.0M open A/R, 543 authorizations expiring in 14 days”
  • Pending claims scored for denial, with the likely reason and the fix
  • Authorizations projected to run out, expire or go unused
  • Open home-health periods at risk of a LUPA
Lands on: revenue brief → Denial prevention → Authorizations
Executive morning brief: headline $166.0M net revenue at 14.7% margin and $21.8M of referrals lost for lack of staff; sections for portfolio, growth lost to staffing, quality vs real CMS competitors by county, and top AI actions
Executive morning brief. Headline and sections computed from the data each night; a persona switch shows the same brief for each role. Competitor figures are county averages of public CMS data.

Ten AI solutions for the jobs that move admissions and margin

Each solution is a focused page: a ranked list, the reason behind every row, and the next step. Plus an assistant that answers questions from the governed data.

Lost referrals

Referrals declined for no staff by branch and discipline, the revenue lost and the hires that would win it back. 3,044 referrals, $21.8M.

Staffing copilot

Up to five ranked caregivers for every open visit in the next 14 days, scored on drive time, continuity, hours, overtime and call-outs. 2,403 open visits.

Missed-visit risk

Every scheduled visit in the look-ahead scored for a miss, with drivers; backups lined up for the riskiest. 25,765 visits scored, 238 high.

Caregiver retention

90-day leaving risk for every active caregiver with the drivers and a stay-interview action. 26 high, 527 medium.

Hospitalization risk

30-day risk for every home-health patient, with drivers and a front-loaded visit plan. 288 high among 1,739 patients.

Authorizations

Units remaining, burn rate and projected exhaust for every active authorization: 543 expiring within 14 days, 423 over-used, 496 under-used.

Denial prevention

Pending claims scored before submission with the likely reason and the fix. 494 at high risk, $1.2M expected.

LUPA risk

Open home-health periods projected below their PDGM visit threshold, with the visits to schedule before the period ends. 176 high, $141K.

Hospice LOS & live discharge

Every hospice patient scored for a stay past 180 days and a live discharge, for the IDG. 432 of 987 flagged high.

Star-rating drivers

Each home-health branch against the average and best CMS agency in its county, measure by measure, widest gap first.

In the demo build, insights, risk scores, copilot matches and recommendations are generated by transparent rules and formulas over synthetic data, not by models trained on real outcomes. Assistant answers are live LLM output over the demo data. In a pilot, the scores are trained on your own history.

Eight workbenches where the work happens

Referrals & intake · Staffing & scheduling · Clinical quality · Revenue cycle · Hospice · Branch P&L · Payer mix · Competition

Referrals: see the leak, then price it

Every referral is tracked from intake to start of care. Of 7,344 declines in twelve months, 3,044 were for no staff available — the largest reason, and the most controllable. The app prices each at the expected revenue for its service line and payer.

The referral you could not staff
Referral funnel, last twelve months
32,255 referrals in; 22,243 admitted; $21.8M turned away for no staff
Received
32,255
Accepted
24,911 77.2%
Admitted
22,243 69.0%
3,044 declined for no staff · $21.8M
the largest of six decline reasons; 4,300 declined for other reasons (service area, clinical fit, homebound status, payer, documentation)

Demo agency, all 150 branches. Bar widths proportional to referrals.

Competition: benchmarked on public truth

Home Care 360 loads the public CMS Care Compare files — 2,515 home health agencies and 1,060 hospices in the demo agency's counties, with 84,075 star, outcome and survey values — and compares each branch with the agencies in its county. The demo's gap is specific: team communication and professionalism score above the county, while “rated the agency 9 or 10” and “would recommend” trail by more than 25 points.

Star ratings against CMS Care Compare
Competition workbench: our 66 home-health branches vs the county CMS agency average and the national average on 13 measures, with the number of branches worse than their county
Competition workbench. Thirteen CMS measures: ours vs the county CMS average vs national, and how many of the 66 home-health branches trail their county. Competitors are shown only as averages.

A morning with Home Care 360

One agency, five roles, the same numbers. Times are illustrative; the figures are the demo's.

  1. 06:00
    SystemThe nightly AI layer finishes

    The warehouse refreshes; risk scores, copilot matches, alerts, recommendations and 155 briefs (one per role, one per branch) are written as rows and cached for the day.

  2. 07:00
    Scheduler2,403 open visits, already matched

    She approves the copilot's top candidate for most open visits and phones to confirm; for the 238 staffed visits at high miss risk she lines up a backup.

  3. 08:00
    Branch directorThe referral leak, priced

    His branch turned away 47 referrals for no staff, $535K, mostly for RNs. He takes the AI's “hire 2 RNs” to HR with the formula attached.

  4. 09:30
    Clinical managerPatients at risk this week

    288 home-health patients are at high 30-day hospitalization risk. For the top of the list she adds a front-loaded RN visit and a telehealth check-in.

  5. 10:30
    Revenue cycleClaims before they drop

    494 pending claims are at high denial risk. The team reconciles EVV exceptions and renews authorizations before submission.

  6. 11:30
    ExecutiveStars and growth

    The COO reviews the counties where patient-survey stars trail the CMS agencies most, and the branches where hiring would recapture the most referrals.

Home Care 360 is read-only. It recommends; your team acts in your EHR, scheduling, HR and billing systems. Every recommendation carries the status proposed until a person decides.

Built on the lakehouse

Home Care 360 is built and demonstrated today on Databricks with a synthetic agency and real CMS data. In production it is designed to run inside your workspace, reading governed tables through reviewed, read-only data contracts.

Architecture
Five layers, one direction of flow, nothing written to your source systems
Home Care 360 appSign-in with roles; read-only pages
9 entity 360s8 workbenches10 AI solutionsBriefs for 5 rolesGrounded assistant
cache hit, or one contract query on a miss
Result cache15 min for 360s and lists, 1 h for workbenches and briefs
Busiest queries pre-warmedBumped after each data loadPredictable compute cost
named, read-only queries · every call audited
Data contractsReviewed, read-only, generated from code
217 named query contractsOne definition per metricAudit: caller, contract, rows, duration
SQL warehouse
Your Databricks workspace (designed production path)
Nightly AI layerRules, benchmarks and risk scores; trained models in the pilot
115,241 insights43,292 predictions112,062 copilot matches56,749 actions2,911 alerts155 briefs
reads facts and aggregates
LakehouseReference, dimension, fact and aggregate tables
EHR: admissions, episodes, assessmentsScheduling & EVVHR & recruitingClaims & authorizationsCMS Care CompareCounty geography
Data stays in your tenancy

Designed to be built in your lakehouse workspace and queried in place under your permissions — no copy to a vendor warehouse. The demo uses synthetic patients; no HIPAA certification is claimed, and production runs under your BAA and security review.

Read-only and audited

Pages, briefs and the assistant only read, through named contracts. Every data-API call is logged with the caller, the contract, a parameter hash, rows returned and duration.

Nightly AI, cached pages

Heavy work runs once a night in the warehouse. Users read cached results, so page speed and compute cost do not depend on how many people log in.

One data model and an AI layer on the lakehouse

Where Home Care 360 fits

It does not replace your systems of record. It sits across them and turns their output into explained decisions.

System you haveWhat it does wellWhat Home Care 360 adds
EHR / clinical systemSystem of record for admissions, assessments, visits and plans of careLinks each patient to episodes, visits, caregivers, payer and branch; scores hospitalization, LUPA and hospice risk
Scheduling & EVVBuilds the schedule and verifies visitsRanked candidates for every open visit and backups for fragile ones, with the reasons
HR & applicant trackingHeadcount, pay, hiring pipeline90-day leaving risk with drivers; hiring needs priced from lost referrals
Billing & clearinghouseSubmits claims, posts remitsDenial risk before submission, authorization burn-down, preventable-denial patterns by payer
BI dashboardsShow what happened, for analystsSay what to do next, for every role, benchmarked against CMS agencies in the county

A 90-day pilot with a number at the end

Start with one region and your own data. Finish with a measured answer against a matched control region.

1Days 1–30: connectBuild the Home Care 360 layer for one region from EHR, scheduling and EVV, HR and claims extracts in your lakehouse. Load CMS Care Compare for your counties. Run the validator; connect your identity provider.
2Days 31–60: calibrateSet thresholds, recapture assumptions and copilot weights with your leads. Train the miss, retention, hospitalization and denial scores on your own history.
3Days 61–90: proveGo live in the pilot region against a control region. Read out referrals declined for staff, look-ahead fill rate, missed visits, 90-day turnover and first-pass denials.
Whitepaper

Home Care 360: grow admissions, fill every visit and keep your caregivers

For CIO, COO and CFO leadership: where the value is, the AI layer, the CMS benchmark, the architecture and the 90-day pilot plan.

Download PDF

See Home Care 360 on your own agency

A 45-minute walkthrough of the demo agency — the referral leak, the copilot and the CMS county benchmark — then a pilot plan for one region.

Home health • Hospice • Personal care • Pediatric private-duty nursing